What is the difference between Smart and Clever?

Smart: Someone intelligent and educated and has a lot of knowledge, and can make a good decision in a situation.

So the word focuses on a person with intelligence.

Example:

She is a smart girl.

Clever: Someone can learn quickly, has a quick mind, and has a sense of creativity.

So the word focuses on acting intelligently.

Example:

You need to think in a clever way to get out of this situation.